Payment Policy

At My LifeStyles, we are committed to providing a secure and seamless payment experience for our customers. This Payment Policy outlines the accepted payment methods, security measures, and billing terms applicable to all purchases made on our website (mylifestyles.uk).

1. Accepted Payment Methods
We accept the following major credit cards, debit cards, and digital wallets for payments in Great British Pounds (GBP):

- Visa
- Mastercard
- American Express
- Maestro
- Discover
- Diners Club
- PayPal
- Apple Pay
- Google Pay
- Shop Pay

We do not accept cash on delivery (COD), personal checks, or direct bank transfers unless explicitly stated for specific B2B orders.

2. Payment Security
Your security is our top priority.
- SSL Encryption: Our entire website is secured with Secure Socket Layer (SSL) technology. This ensures that any data you enter, including payment details, is encrypted and cannot be intercepted by third parties.
- PCI Compliance: Our store is hosted on Shopify, which is certified Level 1 PCI DSS compliant. We do not store your full credit card numbers on our servers. All transactions are processed through secure payment gateways.

3. Billing Terms & Conditions
- Immediate Billing: Payment is deducted from your chosen payment method immediately at the time of placing the order.
- Currency: All prices listed on our store are in GBP (£). If you are purchasing from outside the UK, your bank may apply currency conversion fees.
- VAT: All prices displayed include UK Value Added Tax (VAT) where applicable.
- Order Confirmation: Once payment is successfully processed, you will receive an order confirmation email.

4. How Charges Appear
Your purchase will appear on your bank or credit card statement as:
"SP * MY LIFE STYLES" or "MY LIFE STYLES LTD".

5. Payment Issues
If your payment is declined:
- Check that your card details (number, expiry, CVV) are correct.
- Ensure your billing address matches the address registered with your bank.
- Verify that you have sufficient funds.
- Contact your bank if the issue persists.

6. Contact Information for Billing Inquiries
If you have any questions regarding a charge or our payment policy, please contact us:

Legal Entity: MY LIFE STYLES LTD
Company Number: 16611990
Email: contact@mylifestyles.uk
Phone: +44 7782 262052
Address: 104 Forth Avenue, Bordesley Green, Birmingham, B9 5RQ, United Kingdom.